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A Registered Retirement Income Fund (RRIF) is one of the most flexible income options you can choose.
Your RRIF is designed to provide payments to you in any amount you choose, subject to an annual minimum
amount. And, the payment you choose today can be changed tomorrow.
Another benefit is the fact that you control the types of investment for your RRIF. At death,
the balance is available to your beneficiary(s).
A RRIF is an ideal choice for members who want a flexible plan, who want to make their own decisions
regarding retirement income, and for estate preservation. You have a wide variety of investment options
for your RRIF including savings accounts, term deposits, mutual funds*, stocks* and bonds*.
*Mutual funds are offered through Credential Asset Management Inc. and mutual funds and other securities
are offered through Credential Securities Inc. Commissions, trailing commissions, management fees and
expenses all may be associated with mutual fund investments. Please read the prospectus before investing.
Unless otherwise stated, cash balances, mutual funds and other securities are not covered by the Canada
Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit
unions. Mutual funds and other securities are not guaranteed, their values change frequently and past
performance may not be repeated. Credential Securities Inc. is a Member — CIPF.
Most retirement income option investors consider security of prime importance. Before you make your investment choices, ask about deposit insurance protection (click here for more detail on deposit insurance). There is no insurance against loss on mutual funds, stocks or bonds held in your RRIF.
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