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Sep. 03, 2010 
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Home  >  Registered Plans  >   Income Options
Registered Retirement Income Funds

A Registered Retirement Income Fund (RRIF) is one of the most flexible income options you can choose. Your RRIF is designed to provide payments to you in any amount you choose, subject to an annual minimum amount. And, the payment you choose today can be changed tomorrow.

Another benefit is the fact that you control the types of investment for your RRIF. At death, the balance is available to your beneficiary(s).

A RRIF is an ideal choice for members who want a flexible plan, who want to make their own decisions regarding retirement income, and for estate preservation. You have a wide variety of investment options for your RRIF including savings accounts, term deposits, mutual funds*, stocks* and bonds*.



*Mutual funds are offered through Credential Asset Management Inc. and mutual funds and other securities are offered through Credential Securities Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, cash balances, mutual funds and other securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated. Credential Securities Inc. is a Member — CIPF.

Most retirement income option investors consider security of prime importance. Before you make your investment choices, ask about deposit insurance protection (click here for more detail on deposit insurance). There is no insurance against loss on mutual funds, stocks or bonds held in your RRIF.


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