What are your investment goals? Do you want more flexibility, a higher return, diversification?

The Education Credit Union provides a full range of investment options that can offer:

• Escalating guaranteed rates
• Access to your funds
• Regular income
• Higher rates for locked-in investments

Through our relationship with the companies of Credential Financial Inc. we can also provide you with access to a wide range of wealth management solutions including:

• Mutual Funds*
• Stocks*
• Bonds*
• Insurance Products ** available through Credential® Financial Strategies

The investment professionals at the credit union will help you to meet the requirements of your unique goals, priorities, resources and investment style.

*Mutual funds are offered through Credential Asset Management Inc. and mutual funds and other securities are offered through Credential Securities Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, cash balances, mutual funds and other securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated. Credential Securities Inc. is a Member — CIPF.

**Credential Financial Strategies is a member company under Credential Financial Inc., offering financial planning, life insurance and investments to members of credit unions and their communities. ®Credential is a registered mark owned by Credential Financial Inc. and is used under licence.